Dealing with roof damage can be stressful, especially when navigating the insurance claims process. Whether your roof has been affected by a hurricane, high winds, or a fallen tree, understanding how to file a successful insurance claim can save you time and money. Here’s a step-by-step guide to help Florida homeowners through the process.
1. Assess the Damage Immediately
After a storm or incident, inspect your roof for signs of damage:
Missing or broken shingles
Leaks or water stains on ceilings
Visible dents or cracks from debris
Gutter or flashing damage
2. Document Everything
Proper documentation is key to a successful claim:
Take clear photos and videos of all visible damage.
Note the date and time of the event.
Keep records of any roof inspections or maintenance history.
3. Contact Your Insurance Company
Report the damage as soon as possible.
Ask for details on your policy coverage and deductibles.
Request an insurance adjuster inspection to assess the damage.
4. Get a Professional Roof Inspection
Insurance companies may underestimate damage. A licensed roofing contractor, like New Roofs Group, can:
Provide a detailed inspection report.
Assist in negotiating with your insurance adjuster.
Ensure you get fair compensation for necessary repairs or replacement.
5. Avoid Scams and Unlicensed Contractors
Storm damage often attracts fraudulent contractors. Protect yourself by:
Verifying contractor licenses and insurance.
Avoiding “too good to be true” offers or upfront payments.
Working only with reputable roofing companies like New Roofs Group.
6. Complete Repairs and Keep Records
Once your claim is approved:
Hire a certified roofing contractor to complete the work.
Keep copies of all invoices and receipts.
Schedule follow-up inspections to ensure quality repairs.
Let New Roofs Group Help You
Navigating an insurance claim can be complex, but you don’t have to do it alone. New Roofs Group specializes in storm damage assessments and insurance claim assistance. Contact us today for a free inspection and expert guidance!
